Wealth & Savings Calculators
Build a budget, set a savings goal and see when you could retire. 10 free calculators, each with its formula and a worked example.
Other categories
Budget and save
Budget CalculatorPlan a monthly budget, see what is left over and compare it with the 50/30/20 rule.Emergency Fund CalculatorSize an emergency fund from essential expenses and see how long it will take to build it.Savings Goal CalculatorFind the monthly saving needed for a goal by a date, or how long your current saving will take.Savings CalculatorSee how a savings account grows with monthly deposits and APY, before and after tax and inflation.CD CalculatorSee what a certificate of deposit earns by maturity, its APY, and what cashing out early would cost.
Build wealth
Net Worth CalculatorAdd up what you own and owe, then compare your net worth with U.S. households your age.Millionaire CalculatorFind the age you could reach $1 million, and what that million would be worth after inflation.Passive Income CalculatorTurn savings into yearly and monthly income, or find the capital needed for an income target.
Retirement
Retirement Savings CalculatorProject your retirement savings and the income it could pay, and see if you are on track.Financial Independence & Early Retirement CalculatorFind your FI number and how many years of saving it takes to retire early.Also in Investing401(k) Investment CalculatorProject a 401(k) with your contributions, the employer match, raises and the 2026 IRS limits.Also in InvestingRoth IRA CalculatorProject your Roth IRA’s tax-free balance and check how much you can contribute for 2026 at your income.
Which calculator answers your question?
- Where should my money go each month?
- Budget Calculator: a monthly budget split into needs, wants and savings, checked against the 50/30/20 guideline.
- How big should my emergency fund be?
- Emergency Fund Calculator: a target from your essential costs and the months you choose, and how long it takes to reach.
- How long until I reach a savings goal?
- Savings Goal Calculator: the monthly amount for a deadline, or the time it takes at the amount you can save.
- How much interest will my savings earn?
- Savings Calculator: growth at your account’s APY, after tax and inflation, compared with another rate.
- What will a CD earn, and what does cashing out early cost?
- CD Calculator: interest at maturity from the APY or rate, and the penalty if you withdraw before the term ends.
- What is my net worth, and how does it compare?
- Net Worth Calculator: assets minus debts, compared with Federal Reserve figures for your age group.
- How much do I need to retire?
- Retirement Savings Calculator: the savings your retirement spending implies and whether your current saving gets you there.
- When could I stop working?
- Financial Independence & Early Retirement Calculator: your FI number and the year your investments could cover your spending.
How these calculators work
Every calculator here shows the formula it uses, a worked example and the assumptions behind the result. Figures that change each year, such as tax brackets and contribution limits, carry the year they apply to and the official source. Everything runs in your browser: you don't sign up, and nothing you type is sent anywhere.
Read our calculator methodology →
