Loan & Mortgage Calculators
Price a loan, plan a payoff and see the full amortization schedule. 12 free calculators, each with its formula and a worked example.
Other categories
Home loans
Mortgage CalculatorEstimate the monthly payment with taxes, insurance, HOA and PMI, plus the full amortization schedule.Mortgage Affordability CalculatorFind the home price your income and debts support under common debt-to-income limits.Refinance CalculatorCompare your current mortgage with a new one: monthly savings, break-even month and lifetime interest.Amortization CalculatorBuild a month-by-month amortization schedule with extra payments, ready to download.
Borrowing
Loan CalculatorFind the payment on any fixed-rate loan, the total interest and the payoff date.Personal Loan CalculatorPrice a personal loan with its origination fee, see the real APR and compare two offers.Car & Auto Loan CalculatorEstimate an auto loan payment with down payment, trade-in, sales tax and fees.Student Loan CalculatorSee the payment and payoff date of student loans, and what extra payments save.Interest Rate CalculatorFind the interest rate behind a loan payment, or the annual rate that turns one amount into another.
Paying off debt
Debt Payoff CalculatorPlan the payoff of several debts with the avalanche or snowball method and see your debt-free date.Credit Card Payoff CalculatorSee how long a card balance takes to clear and the interest it costs, or the payment for a target date.Debt to Income Ratio CalculatorCalculate your front-end and back-end debt-to-income ratios and see how lenders read them.
Which calculator answers your question?
- What will my mortgage payment be?
- Mortgage Calculator: the full monthly payment with property tax, insurance, HOA and PMI, and what extra payments save.
- How much house can I afford?
- Mortgage Affordability Calculator: the home price your income, debts and down payment support under lender limits.
- Should I refinance?
- Refinance Calculator: the new payment, the lifetime savings and the month the closing costs pay for themselves.
- What will a car loan cost, or how much car can I afford?
- Car & Auto Loan Calculator: payment and total cost with tax, fees and trade-in, or the price a monthly budget buys.
- How fast can I get out of debt?
- Debt Payoff Calculator: a payoff date and interest cost for several debts with the snowball or avalanche method.
- What is my debt-to-income ratio?
- Debt to Income Ratio Calculator: front-end and back-end ratios compared with common lender limits.
- What will a loan cost in total?
- Loan Calculator: payment, total interest and a full amortization schedule for any fixed-rate loan.
How these calculators work
Every calculator here shows the formula it uses, a worked example and the assumptions behind the result. Figures that change each year, such as tax brackets and contribution limits, carry the year they apply to and the official source. Everything runs in your browser: you don't sign up, and nothing you type is sent anywhere.
Read our calculator methodology →
